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Re: health insurance

Posted by Kimberly on June 12, 2009, 4:01 pm, in reply to "health insurance"

I actually work in health insurance and know a lot about it. You can google "travel health insurance" and compare or go to and compare. Most plans are about the same regardless of who has underwritten the plan. Most travel health insurance is secondary to your other health insurance. That means they pay AFTER Aetna, Cigna, United, etc. and it's not much help. You have to pay the bill locally and then submit claim. Check to see if your primary will cover you will abroad and if so, you don't need travel health insurance. You will have to pay the bill locally as well and submit claim. What I would suggest is emergency repatriation/evacuation and remains repatriation coverage. In the event something goes very wrong, this will get you air lifted out. Some let you pay extra to go to hospital of your choice too. Air lifts are very expensive & require far too many to re-mortgage US homes to get a sick loved one back. This coverage is usually combined with travel health insurance. You could buy a low amount of health cover and then absolutely always get the extra repatriation/evacuation cover. Good luck!

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